Wednesday, July 26, 2017

Than Merrill & His Fortune Builders

As many of you already know, "The Simple Man's Guide to Real Estate" has been helping people get into real estate investing for over a quarter century, and for under $100, which includes lifetime coaching. And you also know that there are many real estate "gurus" - so many, in fact, that many folks are confused as to which one they should invest in.

Than Merrill and his Fortune Builders is one of the "top" names right now - not because his program is best (it's not) but because of his fame, and the vast amount of cash he spends to promote his business ("The Simple Man's Guide to Real Estate" spends nothing for promotion or advertising, yet brings in thousands of new clients each year by "word of mouth").

Consider: there are, and always have been only a couple of dozen actual methods of real estate investing. All others that "gurus" tout are nothing more than take-offs with minor effect, or combinations. And most gurus teach only one or two methods. "The Simple Man's Guide" teaches all 22 methods. And where Than Merrill and most others charge as much as $60,000, "The Simple Man's Guide" is only $90.

And none of the gurus - not Than Merrill, nor Armando Montelongo, Ron LeGrand or any other will provide coaching (mentoring) at no cost. "The Simple Man's Guide" provides unlimited coaching for free, as they utilize investors who volunteer their services.

Than Merrill and his Fortune Builders may be a decent program - but NO real estate investing program is worth the money those other gurus charge. Real estate investing isn't rocket science - average people have been doing it successfully for centuries.

You may have the opportunity too attend a "free" seminar by Than Merrill or some other guru. Go for it - only if to discover what the REAL cost is going to be, as those seminars are not for teaching - they are for selling.

And then, with your eyes open, just come and take a look at "The Simple Man's Guide to Real Estate." You have nothing to lose. It even includes a new, free Guide to Wholesaling.


Tuesday, July 18, 2017

Health Care - Simple, Affordable

First, low income persons are eligible for Medicaid, and as long as that remains in place, that takes care of those people. And the wealthy have no problem getting whatever coverage they desire, so let's not concern ourselves with them. That leaves the rest of us - the folks in the middle who are struggling, but not "poor" enough for Medicaid, nor rich enough to get the best care available at any time, and certainly unable to afford ObamaCare premiums and huge deductibles.

For the rest of us, the solution is simple: make only CATASTROPHIC care available to all, at a reasonable cost - such policies are relatively inexpensive, and people can choose their own deductible, just like car or house insurance. Simply choose a higher deductible to reduce premiums.

The rest of your health care can - and should - be paid by the individual. Preferably, we would be allowed to build tax-free health savings accounts to cover all those minor health costs, like exams, shots etc. Let's have a little personal responsibility, folks! And if the individual has to cover the minor costs of health care, they would have greater incentive to live a healthier lifestyle. There is no excuse for expecting insurance to cover costs for things like condoms, Viagra, or even your annual physical.

Think of it this way - your car insurance pays for major damages and medical for people involved in an accident, but it does not cover gas, oil, tires, registration etc. Same with your homeowner's policy. Health insurance should be the same - designed to cover the BIG things that are otherwise unaffordable.

And policies should be available nationwide, across state lines, to create competition that reduces costs.

Add tort reform and award caps to lower malpractice insurance and voila! Affordable health care made simple.

And those Senators that complain they want to represent the needs of THEIR people? No problem - ALL Americans would have these same options and choices, and each can craft the coverage they need.

To those in the House & Senate - BOTH parties - I suggest if you want to do what is best for the people, and insure your own re-election, stop with all the posturing for dumb reasons like being anti-Trump, or anti one party or the other and get the job done. And above all, understand this SIMPLE concept - health care should NOT be run by the government. I know you love the idea of being in control of such a valuable necessity, but STOP! It is not in the best interests of America.