Almost all politicians on both sides want to put an end to insurance companies denying coverage due to pre-existing conditions. And while that may seem altruistic, perhaps someone should look below the surface.
Let's say a person is diagnosed with cancer. He is not yet insured. Assuming insurers are no longer allowed to deny coverage, they would then be forced to insure this person. If the normal premium is $1000 per month, then the insurer is forced to receive $1000 per month and shell out $50,000 per month in medical costs. That is a loss of $49,000 per month - for just ONE person.
Since insurers will go bankrupt unless they recoup losses, guess what happens next? That's right - everyone else's premiums will go up - a lot - to cover those losses.
When the liberals try to tell us they can pass this health care bill and it would SAVE us money and NOT raise premiums, they are living in La-La Land, a place Nancy Pelosi is very familiar with.
And while we are on the subject of La-La Land, anyone who thinks we can add 30 million people into the waiting rooms, without also adding tens of thousands of doctors, nurses and other staff, plus more facilities to perform their tasks (hospitals & clinics), and yet will still claim the quality of our health care will not suffer - well, La-La Land has a place for you, too. If you add 20% more patients without adding 20% more facilities, equipment and staff, the "quality of care" will no longer exist in America.
Yes, we need to make health care more affordable. But what we do NOT need is this travesty of socialism disguised as a health care bill.
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